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Earthmoving Insurance Australia | Machinery & Plant Cover | Wideland

Earthmoving Insurance – National Coverage for Machinery & Fleet Operators

Running an earthmoving business comes with high-value assets, strict deadlines, and the constant pressure of keeping machinery operational. At Wideland Insurance Brokers, we provide tailored Earthmoving Insurance solutions designed to protect your plant, people, and projects — whether you’re working on residential subdivisions, mining sites, or large-scale civil works.

What Is Earthmoving Insurance?

Earthmoving Insurance is a broad category of cover that protects businesses operating heavy plant and equipment. It typically includes cover for owned and hired machinery, breakdowns, accidental damage, third-party liability, and transport risks.

We understand that no two businesses are the same. That’s why we create custom insurance packages that reflect your specific operations, location, and fleet makeup.

Our Earthmoving Insurance policies can include:

  • Material Damage (Owned Machinery) – Covers accidental damage or loss to owned equipment such as excavators, graders, bulldozers, and loaders.

  • Hired-In Plant Insurance – Protection for machinery you hire temporarily. Many hire agreements require you to have cover in place.

  • Third-Party Liability – Protection against claims for damage or injury caused while operating your machinery on-site or off-site.

  • Machinery Breakdown – Optional cover for internal mechanical or electrical failure that leads to downtime or loss of income.

  • Transit Cover – Ensures your machines are covered when being transported between job sites.

Specialist Cover for Earthmoving Fleets

Whether you have a single machine or a fleet of 50, we work with leading Earthmoving insurance underwriters to ensure that your entire operation is covered — from skid steers and backhoes to haul trucks and trenchers.

Our strong network of insurance partners means you get access to tailored policies from trusted names in earthmoving and construction insurance, ensuring your business complies with state legislation, client contract requirements, and industry safety standards.

National Earthmoving Insurance – Where We Operate

Wideland Insurance Brokers proudly offers Earthmoving Insurance services across all states and territories in Australia.

Wherever your business operates, we can assist:

  • New South Wales

  • Queensland

  • Victoria

  • Tasmania

  • South Australia

  • Western Australia

  • Northern Territory

From remote regional earthworks to city-based civil contracts, our brokers understand the operational risks and insurance needs of the earthmoving sector.

Why Earthmoving Businesses Trust Wideland Insurance Brokers

  • We specialise in plant and equipment-heavy industries

  • Access to Australia’s leading Earthmoving insurers

  • Fast turnarounds on quotes, renewals, and claims support

  • Coverage for both owned and hired machinery

  • Claims advocacy and contract compliance support

  • Digital servicing and document delivery – no matter where you are

We’re not just a broker — we’re your partner in risk management.

Flexible Policy Options

Do you subcontract your equipment out? Run your own team? Rely on dry hire? We’ll help you structure a policy that fits your operations. We can also add protection for:

  • Downtime costs

  • Public liability

  • Road-registered plant

  • Tools and portable equipment

  • Non-road use stamp duty exemptions (where applicable)

Claims Support When It Matters

If something goes wrong — whether it’s a roll-over, site accident, or equipment theft — our team is here to guide you through the claims process from start to finish. We act on your behalf to ensure insurers pay what’s fair and do so quickly, so you can get back to work with minimal disruption.

Get a Quote for Earthmoving Insurance

If you’re looking to review your existing cover or want a no-obligation quote for Earthmoving Insurance, speak with our experienced team today.

We’ll help you:

  • Compare multiple insurers

  • Review exclusions and conditions

  • Ensure compliance with contracts and site requirements

  • Understand what’s really covered — and what’s not

Wideland Insurance Brokers – supporting earthmoving contractors, operators, and fleet owners across Australia.

Call us today or submit an online enquiry to get started.

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