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Hobby Farm Insurance

Hobby Farm Insurance – Wideland Insurance Brokers

Tailored Cover for Lifestyle Farmers Across Australia

At Wideland Insurance Brokers, we know that your hobby farm is more than just a passion project—it’s your lifestyle, your sanctuary, and often a significant financial investment. Whether you’re raising a few cattle, keeping horses, harvesting produce, or simply enjoying rural living, we offer custom Hobby Farm Insurance packages to protect your land, animals, equipment, and home.

We provide coverage for lifestyle blocks and small farms under 20 hectares across all Australian states and territories, ensuring peace of mind for hobby farmers from the coast to the outback.

Why Hobby Farm Insurance Matters

Even small rural properties face big risks—storms, bushfires, animal injuries, machinery theft, or liability issues. Unlike standard home or rural property insurance, hobby farm cover accounts for the unique blend of residential, agricultural, and leisure use found on lifestyle properties.

Whether your hobby farm is income-generating or purely recreational, our policies are designed to adapt to your needs, with flexible, cost-effective options that grow with your goals.

What Our Hobby Farm Insurance Covers

1. Property and Dwelling Protection

Cover for your home and all the structures that make your property functional and enjoyable:

  • Main residence and sheds

  • Stables, barns, fences, and shelters

  • Water tanks, solar panels, and storage facilities

  • Personal contents and farm tools

Protection includes fire, storm, theft, vandalism, and accidental damage.

2. Livestock and Animal Cover

Even if your herd or pets are small, they’re valuable—financially and emotionally. We offer cover for:

  • Horses, alpacas, cattle, sheep, goats, and poultry

  • Death from accident, injury, or illness

  • Agistment and vet bills (optional)

  • Working dogs and stud animals

Whether you have one horse or a hobby flock, we’ll tailor a solution that fits your setup.

3. Hobby Farm Motor and Equipment Insurance

Hobby farms still rely on machinery and vehicles. Our policy can include:

  • Ride-on mowers, quad bikes, tractors, utes

  • Tools and farm equipment

  • Trailers and horse floats

  • Theft, damage, and breakdown protection

Cover for on-property use, and optional cover for limited road use.

4. Public and Personal Liability Insurance

Essential for anyone with animals, visitors, or neighbouring properties. Coverage includes:

  • Injury to third parties on your property

  • Damage to others’ property (e.g., escaped livestock or fencing damage)

  • Guest stays, school visits, or farm gate sales

Optional add-ons for event days, markets, or farm stays.

5. Optional Add-ons for Lifestyle Farmers

Hobby farms are personal. We offer a range of extras to match your way of life:

  • Fire and theft-only cover for low-use vehicles/equipment

  • Farmstay or BnB liability cover

  • Produce and roadside sales cover

  • Farm gate shop or café (low turnover)

  • Solar, bore pump, and irrigation system protection

Let us know how you use your land—we’ll match the cover.

Who We Cover

Our Hobby Farm Insurance is ideal for:

  • Tree changers and lifestyle block owners

  • Retirees with rural land

  • Small producers with limited revenue

  • Weekend and recreational farmers

  • Horse and pony owners

  • Mixed-use rural blocks under 20 hectares

No ABN or large turnover required—just tell us about your setup.

Why Choose Wideland Insurance Brokers for Hobby Farm Insurance?

✅ Australia-Wide Coverage with Local Insight
From Queensland to Tasmania, we provide specialist advice tailored to your region and property type.

✅ Top-Rated Rural Insurers
We work with a trusted panel of insurers that offer flexible cover—even if they don’t normally insure small farms directly.

✅ We Speak Your Language
No jargon—just honest advice from brokers who understand country life and the balance of living and working on the land.

✅ Support When It Counts
When something goes wrong, we’re in your corner. We advocate on your behalf during claims—not just hand you a hotline number.

Get a Personalised Hobby Farm Insurance Quote Today

At Wideland Insurance Brokers, we’re here to help you enjoy rural life with confidence. Whether you’re just starting your lifestyle farm journey or expanding your hobby operation, we’ll craft a policy that protects what matters most.

👉 Contact us today to speak with a friendly, experienced broker who understands the rhythm of rural life.

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