🏭 Industrial Special Risks (ISR) Insurance – North Queensland

Comprehensive Protection for High-Value Assets and Complex Businesses in Cyclone-Prone Regions

🔒 Why ISR Insurance Is Essential in North Queensland

Operating a business or managing commercial property in North Queensland comes with unique risks: cyclones, floods, bushfires, and supply chain disruption. These events can cause significant damage—not just to buildings, but also to machinery, stock, and revenue.

Industrial Special Risks (ISR) Insurance is designed for businesses with total insured asset values typically over $5 million, offering a single, flexible policy that covers a wide range of perils. At Wideland Insurance Brokers, we specialize in tailoring ISR solutions for regional and remote businesses—backed by our deep knowledge of North Queensland’s climate and commercial conditions.

🏢 Who Needs ISR Cover?

ISR Insurance is ideal for:

Manufacturing plants
Agricultural processing facilities
Civil and earthmoving operations
Transport depots and logistics businesses
Mining and resources contractors
Tourism operators with high-value assets
Commercial landlords with large portfolios
Councils, hospitals, and educational institutions

🧾 What Does ISR Insurance Cover?

Our ISR policies can be customized to protect:

🏚️ Physical Property Damage

Buildings, plant, equipment, tools, and stock
Cyclone, flood, fire, theft, accidental damage
Underground infrastructure and hardstand areas

💵 Business Interruption

Loss of gross profits due to insured events
Additional increased costs of working
Claims preparation costs

🛠️ Machinery & Electronic Equipment Breakdown

Production line machinery
Office and communications systems
Refrigeration or HVAC units

🔧 Extra Covers

Removal of debris
Prevention of imminent damage
Transit between premises
Specified sub-limits for high-risk items

We ensure cover is appropriately structured with North Queensland-specific clauses, including cyclone risk elevation, flood mapping, and remote-area access allowances.

🌪️ Cyclone & Flood-Ready ISR Cover

North Queensland is one of the highest-risk regions in Australia for cyclonic activity and seasonal flooding. Our team works with leading ISR underwriters and Lloyd’s markets to:

Include cyclone-specific wording where excluded by default
Ensure site surveys validate wind ratings and building codes
Apply business continuity planning to minimize downtime
Access the Cyclone Reinsurance Pool where applicable

💡 Why Choose Wideland for ISR?

✔ Local Expertise – We understand how weather, logistics, and remote operations affect your risk
✔ Brokered Solutions – We don’t just sell policies—we negotiate tailored ISR terms on your behalf
✔ Steadfast & CBN Backing – We’re part of Australia’s largest broker networks
✔ Claim Advocacy – Our team supports you throughout the claims process with on-the-ground expertise
✔ Multi-Site & Multi-State Support – One policy can cover all your operations, no matter how complex

📍 Areas We Cover

We assist ISR clients across:

Cairns, Townsville, Mackay
Bowen Basin, Mt Isa, Charters Towers
Innisfail, Proserpine, Airlie Beach
Remote mining, farming, and transport hubs

📞 Request a Tailored ISR Quote Today

Speak to our North Queensland ISR specialists for a free risk review and policy evaluation.

📞 Call: 07 4602 9002
📧 Email: email hidden; JavaScript is required
🌐 Request a Quote Online