ISR

Industrial Special Risks (ISR) Insurance – North Queensland

Comprehensive Protection for High-Value Assets and Complex Businesses in Cyclone-Prone Regions

Why ISR Insurance Is Essential in North Queensland

Operating a business or managing commercial property in North Queensland comes with unique risks: cyclones, floods, bushfires, and supply chain disruption. These events can cause significant damage—not just to buildings, but also to machinery, stock, and revenue.

Industrial Special Risks (ISR) Insurance is designed for businesses with total insured asset values typically over $5 million, offering a single, flexible policy that covers a wide range of perils. At Wideland Insurance Brokers, we specialize in tailoring ISR solutions for regional and remote businesses—backed by our deep knowledge of North Queensland’s climate and commercial conditions.

Who Needs ISR Cover?

ISR Insurance is ideal for:

• Manufacturing plants

• Agricultural processing facilities

• Civil and earthmoving operations

• Transport depots and logistics businesses

• Mining and resources contractors

• Tourism operators with high-value assets

• Commercial landlords with large portfolios

• Councils, hospitals, and educational institutions

What Does ISR Insurance Cover?

Our ISR policies can be customized to protect:

️ Physical Property Damage

• Buildings, plant, equipment, tools, and stock

• Cyclone, flood, fire, theft, accidental damage

• Underground infrastructure and hardstand areas

Business Interruption

• Loss of gross profits due to insured events

• Additional increased costs of working

• Claims preparation costs

️ Machinery & Electronic Equipment Breakdown

• Production line machinery

• Office and communications systems

• Refrigeration or HVAC units

Extra Covers

• Removal of debris

• Prevention of imminent damage

• Transit between premises

• Specified sub-limits for high-risk items

We ensure cover is appropriately structured with North Queensland-specific clauses, including cyclone risk elevation, flood mapping, and remote-area access allowances.

️ Cyclone & Flood-Ready ISR Cover

North Queensland is one of the highest-risk regions in Australia for cyclonic activity and seasonal flooding. Our team works with leading ISR underwriters and Lloyd’s markets to:

• Include cyclone-specific wording where excluded by default

• Ensure site surveys validate wind ratings and building codes

• Apply business continuity planning to minimize downtime

• Access the Cyclone Reinsurance Pool where applicable

Why Choose Wideland for ISR?

✔ Local Expertise – We understand how weather, logistics, and remote operations affect your risk
✔ Brokered Solutions – We don’t just sell policies—we negotiate tailored ISR terms on your behalf
✔ Steadfast & CBN Backing – We’re part of Australia’s largest broker networks
✔ Claim Advocacy – Our team supports you throughout the claims process with on-the-ground expertise
✔ Multi-Site & Multi-State Support – One policy can cover all your operations, no matter how complex

Areas We Cover

We assist ISR clients across:

• Cairns, Townsville, Mackay

• Bowen Basin, Mt Isa, Charters Towers

• Innisfail, Proserpine, Airlie Beach

• Remote mining, farming, and transport hubs

Request a Tailored ISR Quote Today

Speak to our North Queensland ISR specialists for a free risk review and policy evaluation.

Call: 07 4602 9002
Email: admin@widelandinsurancebrokers.com.au
Request a Quote Online

Related Services

• Farm ISR Insurance

• Heavy Machinery Insurance

• Business Interruption Cover

• Contract Works Insurance

• Public & Products Liability

Recommended next pages

Related services

• Business Insurance

All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal advice prior to acting on this information. Cover availability, terms, exclusions and premiums vary by insurer, product and individual circumstance.

WebInsure Pty Ltd ABN 32 054 247 666 trading as Wideland Insurance Brokers is an Authorised Representative 000271148 of Community Broker Network Pty Ltd ABN 60 096 916 184 AFSL 233750.

Related pages

• https://www.widelandinsurancebrokers.com.au/insurance/insurance-australia/insurance-western-australia/
• https://www.widelandinsurancebrokers.com.au/insurance/insurance-australia/insurance-victoria/
• https://www.widelandinsurancebrokers.com.au/insurance/insurance-australia/insurance-tasmania/
• https://www.widelandinsurancebrokers.com.au/insurance/insurance-australia/insurance-south-australia/
• https://www.widelandinsurancebrokers.com.au/insurance/insurance-australia/insurance-queensland/insurance-yeppoon/

Arranging ISR Cover Through Wideland

Wideland Insurance Brokers arranges ISR cover for regional industrial and commercial clients through the CBN and Steadfast panel of admitted insurers and specialist underwriters. ISR placement for larger risks typically involves a formal risk presentation to underwriters — an accurate schedule of values, a site description, details of the construction, protection and occupancy, and the client’s claims history. Wideland manages this process on behalf of clients and ensures the risk is presented accurately and comprehensively to the market. Contact us on 07 4602 9002 to discuss your ISR requirements.

About Wideland Insurance Brokers

Wideland Insurance Brokers is part of the WebInsure group, founded in 1996 by Trent Sampson who began his insurance career in regional NSW agricultural communities in 1992 — working with farming families before co-founding WebInsure and building a broking practice with genuine understanding of rural and regional risk. Co-owner Lorraine Sampson holds a Rural Science degree from the University of New England and an agronomist qualification. This depth of agricultural understanding is uncommon in the insurance industry and gives Wideland clients access to advice that actually reflects how farms and regional businesses operate.

Wideland is an Authorised Representative of Community Broker Network Pty Ltd (CBN) ABN 60 096 916 184 AFSL 233750, and a member of the Steadfast Group — Australia’s largest insurance broker network. This combination gives regional clients access to a broad panel of admitted insurers and specialist underwriters, competitive pricing through group purchasing arrangements, and the support of a national network while retaining the personal service of a regional broker.

Wideland arranges insurance for clients across regional and rural Australia — not just Queensland. Farm, crop, livestock, truck, earthmoving, contractor, hospitality, strata and small business insurance for clients from the Kimberley to the Coral Sea, from the Gulf Country to the Southern Tablelands. If you are in regional Australia and need insurance arranged by people who understand country, call Wideland on 07 4602 9002 or enquire online at any time.